[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.avdos.cz\/muzeme-usetrit-pri-platbe-kreditni-kartou\/#Article","mainEntityOfPage":"https:\/\/www.avdos.cz\/muzeme-usetrit-pri-platbe-kreditni-kartou\/","headline":"M\u016f\u017eeme u\u0161et\u0159it p\u0159i platb\u011b kreditn\u00ed kartou?","name":"M\u016f\u017eeme u\u0161et\u0159it p\u0159i platb\u011b kreditn\u00ed kartou?","description":"Kreditn\u00ed karty jsou v dne\u0161n\u00ed dob\u011b velk\u00fdm hitem, kter\u00fd vyu\u017e\u00edv\u00e1 st\u00e1le v\u00edce lid\u00ed. Je jednoduch\u00fd zp\u016fsob, jak si m\u016f\u017eeme koupit i to, na co nem\u00e1me pen\u00edze a n\u00e1sledn\u011b spl\u00e1cet v ur\u010dit\u00fdch spl\u00e1tk\u00e1ch. Nicm\u00e9n\u011b je to i nebezpe\u010dn\u00e9, proto\u017ee se \u010dlov\u011bk rychle dostane do situace, kdy nen\u00ed schopen \u010d\u00e1stku spl\u00e1cet nebo si vezme n\u011bkolik kreditn\u00edch karet.…","datePublished":"2025-06-25","dateModified":"2025-06-25","author":{"@type":"Person","@id":"https:\/\/www.avdos.cz\/author\/#Person","name":"","url":"https:\/\/www.avdos.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4a71ad3e3da672fdab00dac6e0f7e744f8cb217202b101d0ffab0cf07645e95c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4a71ad3e3da672fdab00dac6e0f7e744f8cb217202b101d0ffab0cf07645e95c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"avdos.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.avdos.cz\/wp-content\/uploads\/img_a318755_w1886_t1529612786.jpg","url":"https:\/\/www.avdos.cz\/wp-content\/uploads\/img_a318755_w1886_t1529612786.jpg","height":0,"width":0},"url":"https:\/\/www.avdos.cz\/muzeme-usetrit-pri-platbe-kreditni-kartou\/","wordCount":456,"articleBody":"Kreditn\u00ed karty jsou v dne\u0161n\u00ed dob\u011b velk\u00fdm hitem, kter\u00fd vyu\u017e\u00edv\u00e1 st\u00e1le v\u00edce lid\u00ed. Je jednoduch\u00fd zp\u016fsob, jak si m\u016f\u017eeme koupit i to, na co nem\u00e1me pen\u00edze a n\u00e1sledn\u011b spl\u00e1cet v ur\u010dit\u00fdch spl\u00e1tk\u00e1ch. Nicm\u00e9n\u011b je to i nebezpe\u010dn\u00e9, proto\u017ee se \u010dlov\u011bk rychle dostane do situace, kdy nen\u00ed schopen \u010d\u00e1stku spl\u00e1cet nebo si vezme n\u011bkolik kreditn\u00edch karet. \u00daroky, kter\u00e9 jsou na t\u011bchto kart\u00e1ch nastaven\u00e9 jsou opravdu velk\u00e9. Mnoho lid\u00ed se d\u00edky tomu dostalo do velice \u0161patn\u00e9 finan\u010dn\u00ed situace a do exekuce. Je pot\u0159eba vyu\u017e\u00edvat v rozumn\u00e9 m\u00ed\u0159e, jako prost\u0159edek pro placen\u00ed, ale nenechat se t\u00edm pohltit.\u00a0M\u016f\u017eeme u\u0161et\u0159it?Ano, mo\u017en\u00e9 to je. Pokud si chcete z\u0159\u00eddit kreditn\u00ed kartu, tak se d\u00edvejte na v\u00fdhody takov\u00e9 karty. Chcete ji vyu\u017e\u00edvat k b\u011b\u017en\u00e9mu placen\u00ed? Soust\u0159e\u010fte se na ty druhy, kter\u00e9 nab\u00edzej\u00ed slevu v r\u00e1mci klasick\u00fdch n\u00e1kup\u016f. M\u016f\u017eete z\u00edskat kreditn\u00ed karty, kter\u00e9 v\u00e1m budou vracet p\u0159i ka\u017ed\u00e9 platb\u011b kartou ur\u010dit\u00e1 procenta zp\u011bt. T\u00edm p\u00e1dem, pokud budete vyu\u017e\u00edvat bez\u00faro\u010dn\u00e9ho obdob\u00ed, tak budete pouze \u0161et\u0159it va\u0161e finance. Dal\u0161\u00ed mo\u017enost\u00ed je vyu\u017e\u00edvat slevy v r\u00e1mci slev u vybran\u00fdch partner\u016f konkr\u00e9tn\u00ed spole\u010dnosti. Zde m\u016f\u017eete u\u0161et\u0159it je\u0161t\u011b v\u00edce, nap\u0159\u00edklad a\u017e 30 %, z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00ed druhu. Pokud budete vyu\u017e\u00edvat pouze t\u011bchto mo\u017enost\u00ed a nedostanete se do \u00farok\u016f, na kreditn\u00ed kart\u011b lze pouze \u0161et\u0159it a \u0161et\u0159it. Zde si je\u0161t\u011b d\u00e1vejte pozor na poplatky za karty, jestli jsou m\u011bs\u00ed\u010dn\u00ed nebo ne. Pak je dobr\u00e9 si spo\u010d\u00edtat, zda se v\u00e1m takov\u00e1 sleva v\u016fbec vyplat\u00ed.\u00a0Jak ji\u017e bylo \u0159e\u010deno, tak je to modern\u00ed platebn\u00ed prost\u0159edek, tak je pot\u0159eba na n\u011bj pohl\u00ed\u017eet. Sna\u017ete se vyu\u017e\u00edvat tento platebn\u00ed prost\u0159edek tak, a\u0165 zbyte\u010dn\u011b neplat\u00edte \u00faroky. Rozhodn\u011b nevyb\u00edrejte z bankomatu. Pro\u010d? V tomto p\u0159\u00edpad\u011b je nejvy\u0161\u0161\u00ed \u00farokov\u00e1 sazba a za v\u00fdb\u011br z bankomatu se \u00fa\u010dtuje i nemal\u00fd poplatek. Je to v\u016fbec nejhor\u0161\u00ed zp\u016fsob, jak kreditn\u00ed kartu pou\u017e\u00edt. Pokud budete chyt\u0159\u00ed, tak vyu\u017eijete pouze v\u00fdhod a slev p\u0159i placen\u00ed u obchodn\u00edk\u016f, tedy u\u0161et\u0159\u00edte va\u0161e finance. M\u016f\u017eete kreditn\u00ed karty pou\u017e\u00edvat jako slevov\u00e9 karty s t\u00edm, \u017ee si budete d\u00e1vat pozor na vyu\u017eit\u00ed bez\u00faro\u010dn\u00e9ho obdob\u00ed. P\u0159eji v\u00e1m mnoho p\u0159\u00edjemn\u00fdch chvil p\u0159i nakupov\u00e1n\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u016f\u017eeme u\u0161et\u0159it p\u0159i platb\u011b kreditn\u00ed kartou?","item":"https:\/\/www.avdos.cz\/muzeme-usetrit-pri-platbe-kreditni-kartou\/#breadcrumbitem"}]}]